For many teachers, Social Security is not a guaranteed source of retirement income. In fact, about 27% of state and local government employees, including many educators, are not covered by Social Security. If you’re one of them, it’s crucial to have a solid retirement...
While a 403(b) plan is designed to help you save for retirement, there may be times when you need to access your funds early. Whether it’s due to a financial emergency, a major life event, or another reason, it’s important to understand the rules and options for...
As a teacher, your 403(b) plan is one of the most powerful tools available to help you save for retirement. But are you making the most of it? Many educators contribute to their 403(b) plans without fully understanding how to optimize their savings. In this post,...
Market volatility can be a major concern for teachers and educators saving for retirement. After years of hard work, no one wants to see their retirement savings shrink due to a market downturn. Fortunately, a 403(b) plan offers several ways to protect your savings...
As a teacher, planning for retirement is one of the most important steps you can take to secure your financial future. A 403(b) plan is a powerful tool that allows you to save for retirement while enjoying tax advantages. But how do you get started? In this guide,...
