For many teachers, Social Security is not a guaranteed source of retirement income. In fact, about 27% of state and local government employees, including many educators, are not covered by Social Security. If you’re one of them, it’s crucial to have a solid retirement...

While a 403(b) plan is designed to help you save for retirement, there may be times when you need to access your funds early. Whether it’s due to a financial emergency, a major life event, or another reason, it’s important to understand the rules and options for...

As a teacher, your 403(b) plan is one of the most powerful tools available to help you save for retirement. But are you making the most of it? Many educators contribute to their 403(b) plans without fully understanding how to optimize their savings. In this post,...

Market volatility can be a major concern for teachers and educators saving for retirement. After years of hard work, no one wants to see their retirement savings shrink due to a market downturn. Fortunately, a 403(b) plan offers several ways to protect your savings...

As a teacher, planning for retirement is one of the most important steps you can take to secure your financial future. A 403(b) plan is a powerful tool that allows you to save for retirement while enjoying tax advantages. But how do you get started? In this guide,...

Retirement is often seen as a time to relax and enjoy the fruits of your labor. But what happens if you haven’t saved enough? For many teachers and educators, the reality of a retirement income gap can lead to financial stress and a lower quality of life. In this...

Retirement should be a time of relaxation and enjoyment, not financial stress. For teachers and educators, a 403(b) plan can be the key to achieving a secure and comfortable retirement. In this post, we’ll explore how a 403(b) plan works, why it’s such a powerful tool...

As a teacher, balancing debt repayment with saving for the future can feel like an impossible task. Between student loans, credit card debt, and everyday expenses, it’s easy to feel overwhelmed. But the good news is, it’s possible to tackle debt and build savings...

Indexed Annuities: Are They the Best Option for Your Retirement Savings? When it comes to planning for retirement, teachers and educators have a variety of savings options to choose from. One option that has gained popularity in recent years is the indexed annuity....

As a teacher, you dedicate your life to educating others, but have you taken the time to educate yourself about the financial tools available to secure your future? One of the most powerful retirement savings options for educators is the 403(b) plan, which offers...